How to report fraud for unauthorized charges on live account?

[Ken Strohm]

Yesterday a scammer used my live account to purchase gift cards with (presumably) someone else's stolen credit card info. According to my account's sign-in activity, the scammer logged in near Stockton, CA, while the credit card owner's address was listed in NYC. I was able to redeem 2 of the 3 gift cards before the hacker could. I want to report the fraud and return the funds to the owner of the credit card - is this even possible? Please advise, thank you.

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